2026 So Far (Key Economic Trends):
- Economic growth remains steady but modest, with resilience in the U.S. despite global headwinds.
- Inflation has continued to ease, though certain categories—like housing and services—remain sticky.
- Interest rate policy remains a central focus, with markets watching closely for the timing and pace of potential rate cuts.
- Geopolitical tensions and policy uncertainty continue to contribute to periodic market volatility.
Recent economic perspectives are based on reports from the Organisation for Economic Co-operation and Development, Economic Outlook (December 2025), and the International Monetary Fund, World Economic Outlook Update (January 2026), along with ongoing market developments and publicly available economic data released throughout 2026.
Takeaway:
Current conditions—including moderating inflation, interest rate uncertainty, and market volatility—reinforce the importance of regularly reviewing income strategies, spending assumptions, and long-term withdrawal plans.
Sources:
- Organisation for Economic Co-operation and Development (OECD). Economic Outlook 2025–2026. Available at: https://www.oecd.org/economic-outlook/
- International Monetary Fund (IMF). World Economic Outlook Update, 2026. Available at: https://www.imf.org/en/Publications/WEO
Tiny Thought
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All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful. Past performance is not a guarantee of future results. The views stated in this letter are not necessarily the opinion of Cetera Wealth Services, LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed.